
成果範例
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
客戶與所有細節皆為虛構。
關於此服務
繪畫初學者在練習從圓形直接跳到人像時會放棄,所以好的課程會一次建立一項技能:線條、形狀、明暗、透視、色彩。我們依這個順序為您的媒材規劃課程,並為每堂課撰寫材料清單、技能背後的概念、逐步練習、初學者常犯的錯誤與練習作業。視覺內容由您的示範與作品負責,每堂課會列出需要準備的圖片。
包含內容
- 您會收到的內容依技能整理的課程大綱;標準版起另附含材料、逐步練習、應避免的錯誤、作業與待準備示範圖片清單的課程。內容以格式化文字呈現在訂單頁面。另提供 Word (.docx) 或 PDF 檔案。
- 依序學習的技能線條、形狀、明暗、透視、色彩
- 材料清單包含平價選項
- 逐步練習在紙上也容易跟著做
- 初學者的錯誤以及如何修正
- 示範圖片清單每堂課要畫或拍攝的內容
服務流程
- 1需求說明由您指定媒材與程度
- 2課程大綱我們安排技能順序
- 3課程我們撰寫練習與作業
需要您提供的資料
媒材,例如鉛筆、水彩、壓克力或數位繪圖、學員的程度與目標、他們想畫的主題,以及您的教學風格。
我們會詢問您:
- 學員會使用哪種媒材?
- 他們想學會畫什麼?
- 是給成人還是兒童?
- 您會拍攝示範,還是使用完成的作品?
比較方案
付款保障
下單時付款,但只有在驗收成果後,款項才會撥付。
- 固定價格付款後,方案價格不會變動。
- 款項先行保留付款時,金額只會先保留,在您驗收後才會撥付給服務。
- 交付前檢查每份成果在交到您手上之前都會經過品質檢查,您也可以在驗收前於訂單頁面查看成果。
- 免費修改在需求說明範圍內,可依方案允許的次數提出修改。
- 3 天後自動驗收若您在交付後 3 天內未驗收也未提出修改,成果將自動驗收。若您在交付後於訂單聊天室留言,訂單會暫停自動驗收;我們回覆後,可能會重新起算 3 天,並會在聊天室中告知。
- 重新製作或全額退款若成果不符合您的需求說明且修改後仍未改善,或製作時間超過交付期限的兩倍,請在訂單聊天室留言:我們將重新製作,或全額退還款項。
常見問題
你們會畫課程的插圖嗎?
不會,本服務提供課程文字。學員從您自己的示範學習效果最好,每堂課都會列出要展示的內容。
課程可以是數位繪圖嗎?
可以,請告訴我們使用的 App,例如 Procreate 或 Photoshop,我們會使用其工具與用語。
昂貴的材料怎麼辦?
每份材料清單都有入門選項,學員不必花太多錢就能開始。
沒有找到您要的答案?