成果範例
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
客戶與所有細節皆為虛構。
關於此服務
好的小組查經能幫助大家仔細閱讀經文、在脈絡中理解，並坦誠討論如何應用在生活中。我們為您選擇的書卷或主題規劃一系列聚會，並為每次撰寫背景說明、觀察、詮釋與應用的問題、簡短的帶領者指南與禱告提示。查經依循您教會的傳統，以及小組閱讀的聖經譯本。
包含內容
- 您會收到的內容含每次聚會經文與主題的查經計畫；標準版起另附含背景說明、討論問題、帶領者備註與禱告提示的完整聚會內容。內容以格式化文字呈現在訂單頁面，可列印或提供給帶領者。另提供 Word (.docx) 或 PDF 檔案。
- 背景說明作者、場景與背景
- 三類問題觀察、詮釋、應用
- 帶領者指南每次聚會的時間安排與提示
- 禱告提示用於每次聚會的結尾
- 您的傳統合適的用語與重點
服務流程
- 1需求說明由您選擇書卷或主題
- 2規劃我們將經文分配到各次聚會
- 3聚會我們撰寫說明與問題
需要您提供的資料
聖經書卷或主題、您教會的傳統、小組使用的譯本、每次聚會的時間長度，以及小組成員是誰。
我們會詢問您：
- 小組將研讀哪卷書或哪個主題？
- 您教會的傳統是什麼？
- 小組閱讀哪個聖經譯本？
- 小組成員有哪些人？
比較方案
付款保障
下單時付款，但只有在驗收成果後，款項才會撥付。
- 固定價格付款後，方案價格不會變動。
- 款項先行保留付款時，金額只會先保留，在您驗收後才會撥付給服務。
- 交付前檢查每份成果在交到您手上之前都會經過品質檢查，您也可以在驗收前於訂單頁面查看成果。
- 免費修改在需求說明範圍內，可依方案允許的次數提出修改。
- 3 天後自動驗收若您在交付後 3 天內未驗收也未提出修改，成果將自動驗收。若您在交付後於訂單聊天室留言，訂單會暫停自動驗收；我們回覆後，可能會重新起算 3 天，並會在聊天室中告知。
- 重新製作或全額退款若成果不符合您的需求說明且修改後仍未改善，或製作時間超過交付期限的兩倍，請在訂單聊天室留言：我們將重新製作，或全額退還款項。
常見問題
你們會印出完整的聖經經文嗎？
我們提供經文出處並引用簡短語句。小組成員會用自己的聖經閱讀完整經文，這也尊重譯本的版權。
查經內容會符合我們的教義嗎？
我們依循您描述的傳統，除非您要求，否則避開有爭議的觀點。使用前應由您的牧者審閱。
適合青少年團契嗎？
適合，請告知年齡，我們會調整用語、例子與問題。
沒有找到您要的答案？