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- Revisions within the package are free.
- If you do not respond within 3 days of delivery, the work is accepted automatically.
The money is reserved when you pay and released only once you accept the work.
Example result
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
The client and all details are made up.
About this service
A good small group study helps people read the passage closely, understand it in context and talk honestly about how it applies to their lives. We plan a series of sessions on the book or theme you choose and write each one with background notes, observation, interpretation and application questions, a short leader guide and prayer prompts. The study follows your church's tradition and the Bible translation your group reads.
What is included
- What you getA study plan with passages and themes for each session and, from Standard, full sessions with context notes, discussion questions, leader notes and prayer prompts. You get it as formatted text on the order page for printing or sharing with leaders. You also get it as a Word (.docx) or PDF file.
- Context notesAuthor, setting and background
- Three kinds of questionsObserve, interpret, apply
- Leader guideTiming and tips for each session
- Prayer promptsTo close each meeting
- Your traditionLanguage and emphasis that fit
How it works
- 1BriefYou choose the book or theme
- 2PlanWe divide passages into sessions
- 3SessionsWe write notes and questions
What we need from you
The book of the Bible or theme, your church's tradition, the translation your group uses, how long a meeting lasts, and who is in the group.
We will ask you:
- Which book or theme will the group study?
- What is your church's tradition?
- Which Bible translation does the group read?
- Who is in the group?
Compare packages
| Packages | BasicStudy plan$19 | StandardPlan and 5 sessions$45 | PremiumPlan and 12 sessions$89 |
|---|---|---|---|
| Deadline | 1 day | 3 days | 5 days |
| Revisions | 1 | 2 | 3 |
| Study plan | Yes | Yes | Yes |
| Full sessions | No | 5 | 12 |
| Length per session | outline only | up to 1,200 words | up to 1,200 words |
| Leader notes | No | Yes | Yes |
| Order Basic | Order Standard | Order Premium |
Payment protection
You pay when you order, but the money is released only for accepted work.
- Fixed priceThe package price does not change after you pay.
- The money is reservedWhen you pay, the amount is only reserved. It is released to the service once you accept the work.
- Checked before deliveryEvery result goes through a quality check before it reaches you, and you see it on the order page before accepting it.
- Free revisionsAsk for changes within your brief as many times as the package allows.
- Acceptance after 3 daysIf within 3 days of delivery you neither accept the work nor ask for changes, it is accepted automatically. If you write in the order chat after delivery, the order waits; once we answer, we may start the 3 days again and will say so in the chat.
- Redo or a full refundIf the result does not match your brief and the revisions did not fix it, or the work takes more than twice its deadline, write in the order chat: we will redo the work or refund the payment in full.
Questions and answers
Do you print the full Bible passages?
We give the references and quote short phrases. The group reads the full passage in its own Bible, which also respects translation copyrights.
Will the study match our doctrine?
We follow the tradition you describe and avoid disputed points unless you ask. Your pastor should review the study before use.
Can it work for youth groups?
Yes, mention the ages and we adjust the language, examples and questions.