成果範例
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
客戶與所有細節皆為虛構。
關於此服務
教師常在晚上備課，一整個單元的現成教案能讓這些時間用在批改作業與陪伴學生。我們為您的單元或學期撰寫教學進度表，以及詳細的教案，包含教學目標、導入活動、主要活動、針對程度較強與較弱學生的差異化教學、評量檢核與回家作業。教案依循您學校使用的課綱與格式。
包含內容
- 您會收到的內容單元教學進度表；標準版起另附依學校格式撰寫、含差異化任務與評量檢核的詳細教案。內容以格式化文字呈現在訂單頁面。另提供 Word (.docx) 或 PDF 檔案。
- 教學進度表整個單元的各堂課主題
- 清楚的目標學生結束時能做到什麼
- 課堂流程導入、主要活動、總結
- 差異化教學支援與延伸任務
- 評量檢核離場票與回家作業
服務流程
- 1需求說明由您提供科目、年級與範本
- 2進度表我們將主題分配到各堂課
- 3教案我們詳細撰寫每堂課
需要您提供的資料
科目、年級與單元、您遵循的課綱或標準、每堂課長度、以文字貼上的學校教案範本，以及班級的相關備註。也可以附上 PDF、Word 或 Excel 文件。
我們會詢問您：
- 是哪個科目、年級與單元？
- 您遵循哪套課綱或標準？
- 一堂課多長？
- 您的班級是什麼情況？
比較方案
付款保障
下單時付款，但只有在驗收成果後，款項才會撥付。
- 固定價格付款後，方案價格不會變動。
- 款項先行保留付款時，金額只會先保留，在您驗收後才會撥付給服務。
- 交付前檢查每份成果在交到您手上之前都會經過品質檢查，您也可以在驗收前於訂單頁面查看成果。
- 免費修改在需求說明範圍內，可依方案允許的次數提出修改。
- 3 天後自動驗收若您在交付後 3 天內未驗收也未提出修改，成果將自動驗收。若您在交付後於訂單聊天室留言，訂單會暫停自動驗收；我們回覆後，可能會重新起算 3 天，並會在聊天室中告知。
- 重新製作或全額退款若成果不符合您的需求說明且修改後仍未改善，或製作時間超過交付期限的兩倍，請在訂單聊天室留言：我們將重新製作，或全額退還款項。
常見問題
教案會符合我們的課綱代碼嗎？
我們會將目標連結到您指定的標準。請對照課綱的最新版本確認代碼。
可以使用我們學校的範本嗎？
可以，請把範本的標題貼到需求說明中，每份教案都會依循。也可以附上 PDF、Word 或 Excel 文件。
包含學習單和投影片嗎？
教案會完整描述任務與問題。不含設計排版的學習單與投影片。
沒有找到您要的答案？