成果範例
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
客戶與所有細節皆為虛構。
關於此服務
小型企業主不需要代理商的行話；他們需要知道每週只有兩小時和少量預算時該做什麼。我們針對對在地與小型企業重要的管道建立實用課程，例如 Google 商家檔案、社群媒體、電子郵件與簡單的付費廣告，每堂課結尾都有學員為自己的事業完成的任務。課程會說明每個步驟背後的道理，所以即使平台改動按鈕位置，內容依然實用。
包含內容
- 您會收到的內容依管道整理的課程大綱；標準版起另附含淺顯說明、實作範例，以及學員為自己事業完成的任務的課程。內容以格式化文字呈現在訂單頁面。另提供 Word (.docx) 或 PDF 檔案。
- 重要的管道適用於小型與在地企業
- 淺顯的語言行話只解釋一次
- 小預算錢不多時該怎麼做
- 自家事業任務課後立即應用
- 簡單的成效衡量該關注哪幾個數字
服務流程
- 1需求說明由您說明學員與管道
- 2課程大綱我們安排管道與技能的順序
- 3課程我們撰寫附任務的課程
需要您提供的資料
學員是哪些人、經營什麼事業、他們的預算與時間、課程應涵蓋哪些管道，以及您自己的範例或案例研究。
我們會詢問您：
- 學員經營什麼樣的事業？
- 課程應涵蓋哪些管道？
- 他們有多少時間與預算？
- 他們在哪個國家或市場？
比較方案
付款保障
下單時付款，但只有在驗收成果後，款項才會撥付。
- 固定價格付款後，方案價格不會變動。
- 款項先行保留付款時，金額只會先保留，在您驗收後才會撥付給服務。
- 交付前檢查每份成果在交到您手上之前都會經過品質檢查，您也可以在驗收前於訂單頁面查看成果。
- 免費修改在需求說明範圍內，可依方案允許的次數提出修改。
- 3 天後自動驗收若您在交付後 3 天內未驗收也未提出修改，成果將自動驗收。若您在交付後於訂單聊天室留言，訂單會暫停自動驗收；我們回覆後，可能會重新起算 3 天，並會在聊天室中告知。
- 重新製作或全額退款若成果不符合您的需求說明且修改後仍未改善，或製作時間超過交付期限的兩倍，請在訂單聊天室留言：我們將重新製作，或全額退還款項。
常見問題
學員能從課程中獲得成果嗎？
課程教授清楚、實用的步驟，但成果取決於事業、市場以及學員投入的努力。我們不承諾銷售或排名。
平台更改介面怎麼辦？
課程會說明每個步驟的意義並指出設定名稱，所以即使改版後，學員也找得到。
課程可以只聚焦一個管道嗎？
可以，例如只講 Instagram 或只講 Google 商家檔案。請在需求說明中告知。
沒有找到您要的答案？