Business plansBusiness Plans

Business plan for a bank loan application

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  • Revisions within the package are free.
  • If you do not respond within 3 days of delivery, the work is accepted automatically.

The money is reserved when you pay and released only once you accept the work.

Business plan for a bank loan application

Example result

Example for the Standard package

Business plan: a coffee and waffle food truck

Executive summary

Blue Hour Waffles is a food truck serving specialty coffee and Belgian waffles at office parks on weekdays and at markets on weekends. The owner has 6 years of experience as a barista and shift manager. The loan covers the truck fit-out, equipment and 3 months of running costs.

Market

Four office parks within 10 km have about 9,000 workers and only two coffee points. Weekend markets draw 3,000 to 5,000 visitors each.

Forecast

Year 1Year 2Year 3
Revenue$168,000$205,000$232,000
Costs$141,000$164,000$178,000
Profit before tax$27,000$41,000$54,000

Break-even: 140 orders a day at an average check of $7.20, expected by month 5. Loan repayment: $1,250 a month over 5 years, covered from month 4.

The full plan has 18 pages: also the menu and prices, location schedule, marketing, risks and a monthly cash flow.

Client: a first-time owner applying for a $60,000 bank loan. Task: a business plan with the market, the plan of operations and a 3-year forecast.

The client and all details are made up.

About this service

We write a business plan that answers what a bank or lender checks: what the business does, its market and competition, how it makes money, who runs it, how much you need and for what, and how the loan will be repaid from cash flow. Financial sections are built on your figures and laid out in clear tables the credit officer can follow.

What is included

  • What you getA structured business plan text with executive summary, market, operations, management, loan request and financial tables based on your figures. You get it as text on the order page and as a Word (.docx) or PDF file.
  • Loan request sectionAmount, purpose, term and repayment
  • Cash flow logicHow repayments are covered
  • Market and competitionShort, factual and sourced
  • Financial tablesBuilt from your numbers
  • Lender-friendly formatThe sections credit officers expect

How it works

  1. 1
    BriefYou send business details and figures
  2. 2
    StructureWe plan sections for your lender
  3. 3
    WritingWe write the plan and tables

What we need from you

A description of the business, loan amount and purpose, revenue and cost figures or forecasts, collateral if any, team and the lender's requirements if you have them.

We will ask you:

  • How much do you want to borrow and for what?
  • Is the business running or new?
  • Which bank or program are you applying to?
  • What figures can you share?

Compare packages

PackagesBasicShort plan$25StandardFull business plan$49PremiumPlan + 3-year forecast$95
Deadline2 days3 days4 days
Revisions123
Lengthup to 6 pagesup to 12 pagesup to 20 pages
Financial forecast1 year1 year3 years
Scenarios113
Order BasicOrder StandardOrder Premium

Payment protection

You pay when you order, but the money is released only for accepted work.

  • Fixed priceThe package price does not change after you pay.
  • The money is reservedWhen you pay, the amount is only reserved. It is released to the service once you accept the work.
  • Checked before deliveryEvery result goes through a quality check before it reaches you, and you see it on the order page before accepting it.
  • Free revisionsAsk for changes within your brief as many times as the package allows.
  • Acceptance after 3 daysIf within 3 days of delivery you neither accept the work nor ask for changes, it is accepted automatically. If you write in the order chat after delivery, the order waits; once we answer, we may start the 3 days again and will say so in the chat.
  • Redo or a full refundIf the result does not match your brief and the revisions did not fix it, or the work takes more than twice its deadline, write in the order chat: we will redo the work or refund the payment in full.
How it works →

Questions and answers

Do you make an Excel spreadsheet with formulas?

We deliver financial tables in the text, calculated from your numbers. A spreadsheet with formulas is not included.

Do you guarantee the loan is approved?

No. A clear plan helps the lender understand your business, but approval depends on their checks.

Can you use the bank's own template?

Yes. Add the template or list of sections to the brief and we follow it.

Did not find your answer?

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