Money basics courseOnline Courses Methodology

Personal finance basics course (not financial advice)

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Personal finance basics course (not financial advice)

Example result

Example for the Standard package

Online course: budgeting basics for young adults

Course structure

ModuleLessonsLearning goal
1. Where your money goes1.1 Tracking for 30 days · 1.2 Fixed vs flexible costsKnow your real monthly spending
2. Building a budget2.1 The 50/30/20 rule · 2.2 Your first budget in one hourHave a working budget
3. Safety net3.1 Emergency fund · 3.2 Dealing with debtPlan a 3-month cushion
4. Making it stick4.1 Standing transfers and savings pots · 4.2 Monthly money dateKeep the budget going

Lesson 2.1 — The 50/30/20 rule (excerpt)

Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.

Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:

  • 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
  • 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
  • 20% — future you ($600): emergency fund, extra debt payments, saving for goals.

Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?

Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.

Practice task

  1. Take last month's spending from Lesson 1.1
  2. Sort every line into Needs, Wants or Future
  3. Work out each share as a percentage of take-home pay
  4. Write one change that moves you 5% closer to 50/30/20

Quick check (with answers)

  1. Your phone bill is a… need (you need a working phone; the newest model is a want)
  2. Paying more than the minimum on a credit card counts as… future you
  3. True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts

Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.

The client and all details are made up.

About this service

We write a beginner course on everyday money skills: tracking spending, building a budget, an emergency fund, how interest and credit scores work, paying off debt, saving for goals and the basics of how investing works. Lessons stay practical, with worksheets and examples in the currency and country you choose, and avoid naming specific banks, products or stocks. Every lesson reminds students that it is general education and not financial advice.

What is included

  • What you getA personal finance course program and, depending on the package, lesson texts with worksheets and quizzes, as text and a .docx or PDF file. It is general education, not financial, tax or investment advice.
  • Budget and trackingA simple system students keep
  • Debt and creditInterest, scores and payoff methods
  • Saving and goalsEmergency fund and goal planning
  • Investing basicsRisk, diversification, fees
  • WorksheetsFill-in tasks for real numbers

How it works

  1. 1
    BriefYou describe the audience and country
  2. 2
    ProgramWe plan modules from budget to goals
  3. 3
    LessonsWe write lessons and worksheets

What we need from you

Who the course is for (teens, students, young families, freelancers), the country and currency, the platform and the topics you want included or left out.

We will ask you:

  • Who are the students?
  • Which country and currency should examples use?
  • Should the course cover investing?
  • Where will the course be published?

Compare packages

PackagesBasicMoney course program$19StandardProgram and 5 lessons$45PremiumProgram, 12 lessons and quizzes$89
Deadline1 day3 days5 days
Revisions123
Course programYesYesYes
Full lesson textsNo512
Length per lessonoutline onlyup to 1,500 wordsup to 1,500 words
Assignments and quizzesNoWorksheetsWorksheets and quizzes
Order BasicOrder StandardOrder Premium

Payment protection

You pay when you order, but the money is released only for accepted work.

  • Fixed priceThe package price does not change after you pay.
  • The money is reservedWhen you pay, the amount is only reserved. It is released to the service once you accept the work.
  • Checked before deliveryEvery result goes through a quality check before it reaches you, and you see it on the order page before accepting it.
  • Free revisionsAsk for changes within your brief as many times as the package allows.
  • Acceptance after 3 daysIf within 3 days of delivery you neither accept the work nor ask for changes, it is accepted automatically. If you write in the order chat after delivery, the order waits; once we answer, we may start the 3 days again and will say so in the chat.
  • Redo or a full refundIf the result does not match your brief and the revisions did not fix it, or the work takes more than twice its deadline, write in the order chat: we will redo the work or refund the payment in full.
How it works →

Questions and answers

Is this financial advice?

No. The course explains general concepts. It does not recommend products or investments and tells students to speak to a licensed adviser about their own situation.

Will tax rules be included?

Only in general terms, because tax rules change and differ by country. Have a local accountant check any tax lesson before publishing.

Can I get the lessons as a file?

Yes. Besides text on the order page you can get a .docx or PDF file built from the text. Files contain text only, without images.

Packages
Order · $45· 3 days