
成果範例
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
客戶與所有細節皆為虛構。
關於此服務
如果您寫過書、PDF 指南或簡報,課程的大部分內容其實已經存在,只差一個學習架構。請上傳含文字層的 PDF、Word 或 Excel 格式資料,我們會將各章節整理成單元與課程,訂出明確的學習目標,將內容改寫為適合教學而非閱讀的形式,並加入能應用您觀念的練習與測驗。您的用語、範例與口吻都會保留,讓課程與書籍風格一致。
包含內容
- 您會收到一份依據您資料規劃的課程大綱,並依方案提供含練習與測驗的課程文字,以文字及不含圖片的 .docx 或 PDF 檔案交付。
- 章節轉為單元依您的資料建立架構
- 學習目標每堂課後學員能做到什麼
- 改寫為教學形式更精簡、更清楚、循序漸進
- 保留您的口吻用語、故事與範例
- 依您的觀念設計練習應用書中內容的實作
服務流程
- 1上傳您附上書籍、指南或簡報
- 2大綱我們將資料整理為單元
- 3課程我們撰寫課程與練習
需要您提供的資料
您的書籍、指南或簡報(匯出為含文字層的 PDF、Word 或 Excel,總計最多約 150,000 字元)、課程對象、學員應達成的成果,以及發布平台。
我們會詢問您:
- 課程的對象是誰?學員應達成什麼?
- 課程要依書中的順序嗎?
- 課程將在哪裡發布?
- 哪些部分對您最重要?
比較方案
付款保障
下單時付款,但只有在驗收成果後,款項才會撥付。
- 固定價格付款後,方案價格不會變動。
- 款項先行保留付款時,金額只會先保留,在您驗收後才會撥付給服務。
- 交付前檢查每份成果在交到您手上之前都會經過品質檢查,您也可以在驗收前於訂單頁面查看成果。
- 免費修改在需求說明範圍內,可依方案允許的次數提出修改。
- 3 天後自動驗收若您在交付後 3 天內未驗收也未提出修改,成果將自動驗收。若您在交付後於訂單聊天室留言,訂單會暫停自動驗收;我們回覆後,可能會重新起算 3 天,並會在聊天室中告知。
- 重新製作或全額退款若成果不符合您的需求說明且修改後仍未改善,或製作時間超過交付期限的兩倍,請在訂單聊天室留言:我們將重新製作,或全額退還款項。
常見問題
可以提供簡報檔嗎?
可以,請儲存為 PDF。我們會讀取簡報上的文字;圖片與圖表不會被讀取。
如果我的書超過上限怎麼辦?
每筆訂單我們最多閱讀約 150,000 字元。若書籍較長,請提供課程所依據的章節。
可以把課程文字用在書的加贈資料中嗎?
可以,內容您可自由使用。您也會收到 .docx 或 PDF 檔案。
沒有找到您要的答案?