
成果範例
Online course: budgeting basics for young adults
Course structure
| Module | Lessons | Learning goal |
|---|---|---|
| 1. Where your money goes | 1.1 Tracking for 30 days · 1.2 Fixed vs flexible costs | Know your real monthly spending |
| 2. Building a budget | 2.1 The 50/30/20 rule · 2.2 Your first budget in one hour | Have a working budget |
| 3. Safety net | 3.1 Emergency fund · 3.2 Dealing with debt | Plan a 3-month cushion |
| 4. Making it stick | 4.1 Standing transfers and savings pots · 4.2 Monthly money date | Keep the budget going |
Lesson 2.1 — The 50/30/20 rule (excerpt)
Goal: by the end of this lesson you can split your take-home pay into three parts and see which one is out of balance.
Imagine your take-home pay is $3,000 a month. The 50/30/20 rule says:
- 50% — needs ($1,500): rent, groceries, transport, minimum loan payments. Things you'd still pay for if you lost your job tomorrow.
- 30% — wants ($900): eating out, streaming, gym, trips. Life is meant to be enjoyed; this part makes the budget something you can actually live with.
- 20% — future you ($600): emergency fund, extra debt payments, saving for goals.
Here's the honest part: in many cities rent alone eats 40% of a first salary. That's fine. The rule is a compass, not a law. If needs take 60%, the question is simply: where do the extra 10% come from — wants, or future you, and for how long?
Example. Sam earns $2,800. Rent and bills: $1,550 (55%). Wants: $950 (34%). Savings: $300 (11%). Sam doesn't need to cut everything. Moving $150 from takeaway to savings brings him to 16% in one step.
Practice task
- Take last month's spending from Lesson 1.1
- Sort every line into Needs, Wants or Future
- Work out each share as a percentage of take-home pay
- Write one change that moves you 5% closer to 50/30/20
Quick check (with answers)
- Your phone bill is a… need (you need a working phone; the newest model is a want)
- Paying more than the minimum on a credit card counts as… future you
- True or false: if your needs exceed 50%, the budget has failed. False — adjust the other two parts
Client: a personal finance coach. Audience: people aged 20–30 with a first full-time job. Format: short video lessons with a text version and a worksheet.
客戶與所有細節皆為虛構。
關於此服務
在 Teachable、Kajabi 或 Thinkific 上,您是以自己的品牌銷售課程,因此即使沒有市集平台的輔助,課程也要讓付費學員持續投入。我們依這些平台的架構規劃單元與課程,撰寫無論上方有沒有影片都適用的課程頁面文字,並加上說明課程如何進行的歡迎課程。若是分批開放的課程,我們也會建議每個單元在第幾天開放。
包含內容
- 您會收到的內容含目標的單元與課程大綱;標準版起另附完整的課程頁面、歡迎課程、作業與測驗。內容以格式化文字呈現在訂單頁面,可貼到您平台的課程編輯器。
- 單元與課程符合您平台的架構
- 歡迎課程如何充分利用這門課程
- 課程頁面有無影片都適用的文字
- 分批開放時程各單元何時開放
- 測驗適用於各平台的測驗工具
服務流程
- 1需求說明由您提供主題、買家與平台
- 2課程大綱我們規劃單元、課程與目標
- 3課程我們撰寫頁面與作業
需要您提供的資料
課程主題、誰會購買以及他們為什麼付費、您使用的平台、課程是一次全部開放還是分批開放,以及以文字貼上的筆記。也可以附上 PDF、Word 或 Excel 文件。
我們會詢問您:
- 課程將在哪個平台上架?
- 學員付費是為了什麼成果?
- 課程是一次全部開放還是分批開放?
- 每堂課都有影片嗎?
比較方案
付款保障
下單時付款,但只有在驗收成果後,款項才會撥付。
- 固定價格付款後,方案價格不會變動。
- 款項先行保留付款時,金額只會先保留,在您驗收後才會撥付給服務。
- 交付前檢查每份成果在交到您手上之前都會經過品質檢查,您也可以在驗收前於訂單頁面查看成果。
- 免費修改在需求說明範圍內,可依方案允許的次數提出修改。
- 3 天後自動驗收若您在交付後 3 天內未驗收也未提出修改,成果將自動驗收。若您在交付後於訂單聊天室留言,訂單會暫停自動驗收;我們回覆後,可能會重新起算 3 天,並會在聊天室中告知。
- 重新製作或全額退款若成果不符合您的需求說明且修改後仍未改善,或製作時間超過交付期限的兩倍,請在訂單聊天室留言:我們將重新製作,或全額退還款項。
常見問題
你們會幫我上傳課程嗎?
不會,我們不會登入您的學院。文字由您貼到課程編輯器,每堂課只需幾分鐘。
也能撰寫銷售頁面嗎?
銷售頁面需另外下單。這裡著重於學員購買後得到的內容。
平台會影響文字嗎?
只會影響各部分的名稱:章節、單章或單元。請告訴我們您的平台,我們會使用該平台的用語。
沒有找到您要的答案?