Moving budgetPersonal

Moving budget: living and relocation costs for a new city (not financial advice)

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Moving budget: living and relocation costs for a new city (not financial advice)

Example result

Example for the Standard package

12-month forecast: a coffee kiosk at a ferry terminal

Key assumptions

AssumptionValueSource
Average check$6.50Owner's menu
Ingredients and cup per sale$1.90Supplier price list
Card fees2.5% of revenue ($0.16)Payment terminal tariff
Fixed costs per month$9,000Rent $1,800, staff $6,400, utilities $350, other $450
Start-up spend$38,000Machine and grinders, fit-out, opening stock
Loan repayment$600 per monthLoan offer

Unit economics

  • Revenue per cup: $6.50
  • Variable cost per cup: $2.06
  • Contribution per cup: $4.44 (68% margin)

Break-even point

$9,000 ÷ $4.44 = 2,027 cups a month, about 68 cups a day over 30 days. The forecast reaches it in month 3.

Monthly forecast

MonthCups soldRevenue, $Profit, $Cash at month end, $
11,5009,750−2,3404,060
21,90012,350−5642,896
32,30014,9501,2123,508
42,60016,9002,5445,452
52,90018,8503,8768,728
63,10020,1504,76412,892
73,30021,4505,65217,944
83,30021,4505,65222,996
93,10020,1504,76427,160
102,90018,8503,87630,436
112,80018,2003,43233,268
123,00019,5004,32036,988

Year 1 totals: revenue $212,550, operating profit $37,188, cash at year end $36,988.

What the numbers say

  1. Months 1–2 are the tight spot. Cash drops to about $2,900 in month 2. Keep at least $3,000 in reserve or delay one hire until month 3.
  2. Summer carries the year. Months 5–9 bring about two-thirds of annual profit, so plan marketing and staff holidays around them.
  3. Price matters more than volume. Raising the average check by $0.50 lifts year 1 profit by about $16,900; selling 10% more cups adds about $15,000.
  4. Payback. At the current pace, the $38,000 start-up spend is covered in roughly 13 months.

All formulas are live in the Excel file: change any yellow cell on the Assumptions sheet and every month updates.

Client: Morning Dock, a coffee kiosk opening in March at a commuter ferry terminal. Owner's investment $25,000 plus a $20,000 equipment loan.

The client and all details are made up.

About this service

Moving to a new city costs money twice: once for the move itself, with deposits, movers, travel, visas and the weeks of double rent, and again every month after, because rent, transport, groceries and childcare are priced differently there. We collect current prices for the destination from public sources with links and put them next to your present spending. You see the one-off cost, the new monthly budget and how much cash to have ready before you go.

What is included

  • What you getA one-off moving budget, a monthly budget for the new city next to your current one, the cash needed upfront and a list of sources with links and dates, as text and as XLSX and DOCX files. Prices are as of the order date and the result is a plan, not financial advice.
  • One-off costsDeposits, movers, travel, permits, overlap
  • Monthly cost of livingRent, transport, food, childcare, utilities
  • Old vs new cityCategory by category
  • Cash to have readyBefore the first salary arrives
  • Sources with datesA link for every price

How it works

  1. 1
    BriefYou describe the move and your spending
  2. 2
    ResearchWe collect prices and build both budgets
  3. 3
    DeliveryYou get the budget, sources and files

What we need from you

Where you live now and where you are moving, who is moving with you, your current monthly spending, the type of home you want, whether you ship furniture or a car, and your moving date.

We will ask you:

  • From which city to which city are you moving?
  • Who is moving with you?
  • What kind of home and neighbourhood are you looking for?
  • Are you shipping furniture or a car?

Compare packages

PackagesBasicOne city$15StandardOne city, 3 neighbourhoods$29PremiumUp to 3 cities compared$55
Deadline1 day2 days4 days
Revisions123
Destination cities11up to 3
Budget categoriesup to 12up to 18up to 18
Neighbourhood options132 per city
FilesXLSX and DOCXXLSX and DOCXXLSX and DOCX
Order BasicOrder StandardOrder Premium

Payment protection

You pay when you order, but the money is released only for accepted work.

  • Fixed priceThe package price does not change after you pay.
  • The money is reservedWhen you pay, the amount is only reserved. It is released to the service once you accept the work.
  • Checked before deliveryEvery result goes through a quality check before it reaches you, and you see it on the order page before accepting it.
  • Free revisionsAsk for changes within your brief as many times as the package allows.
  • Acceptance after 3 daysIf within 3 days of delivery you neither accept the work nor ask for changes, it is accepted automatically. If you write in the order chat after delivery, the order waits; once we answer, we may start the 3 days again and will say so in the chat.
  • Redo or a full refundIf the result does not match your brief and the revisions did not fix it, or the work takes more than twice its deadline, write in the order chat: we will redo the work or refund the payment in full.
How it works →

Questions and answers

How current are the prices?

They are taken on the order date from rental listings, transport operators and price surveys, each with a link. Rents move fast, so check listings again before you sign.

Do you cover visas and taxes in the new country?

We list official fees for permits from government sites. How your taxes change is a question for an accountant there; we do not give tax advice.

Can you compare a job offer salary with the new costs?

Yes. Give us the offered salary after tax, and the budget shows what is left each month compared with today.

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Order · $29· 2 days