Payment protectionDetails
- Revisions within the package are free.
- If you do not respond within 3 days of delivery, the work is accepted automatically.
The money is reserved when you pay and released only once you accept the work.
Example result
Bank statement breakdown: a freelance photographer, Q1
Sample of categorized transactions
| Date | Description (as in statement) | Amount | Category |
|---|---|---|---|
| Jan 04 | POS LENSHOUSE RENTALS | −$185.00 | Equipment rental |
| Jan 05 | ACH CLIENT HARRIS WEDDING DEP | +$1,200.00 | Client income |
| Jan 09 | CLOUDVAULT STORAGE MONTHLY | −$11.99 | Software & subscriptions |
| Jan 12 | SHELL STATION 2214 | −$54.30 | Travel – fuel |
| Jan 18 | PHOTOEDIT PRO ANNUAL | −$239.88 | Software & subscriptions |
| Jan 21 | TRANSFER TO SAVINGS | −$800.00 | Transfer (not an expense) |
| Feb 02 | PRINTLAB ONLINE ORDER 5521 | −$96.40 | Prints & albums |
| Feb 14 | VENMO R. DALTON | −$150.00 | Needs your decision |
Monthly summary
| Category | Jan | Feb | Mar | Q1 total |
|---|---|---|---|---|
| Client income | $4,850 | $3,200 | $6,100 | $14,150 |
| Equipment rental | $370 | $185 | $410 | $965 |
| Software & subscriptions | $287 | $48 | $48 | $383 |
| Prints & albums | $142 | $96 | $318 | $556 |
| Travel – fuel & parking | $211 | $164 | $297 | $672 |
| Marketing | $60 | $60 | $185 | $305 |
| Personal (excluded) | $1,420 | $1,265 | $1,390 | $4,075 |
Control check: the sum of all categories plus transfers matches the statement balance change for each month (difference $0.00).
Subscriptions and repeat payments
- CloudVault Storage — $11.99 monthly, 3 charges
- PhotoEdit Pro — $239.88 yearly, renews Jan 18 next year
- Portfolio site hosting — $24.00 monthly, 3 charges
- Gallery delivery service — $12.00 monthly, charged twice in February (Feb 3 and Feb 4): looks like a duplicate, worth disputing
Your decision needed (7 items)
- Feb 14, Venmo to R. Dalton, $150 — second shooter for a session or personal?
- Mar 03, HOMEGOODS, $86.20 — studio props or household?
- Mar 22, cash withdrawal $300 — what was it spent on?
This breakdown is not tax advice. Please have your accountant review the categories before filing.
Client: Maya Torres, freelance wedding and portrait photographer. Input: checking account and business card statements, January–March, 412 transactions. Purpose: prepare figures for her accountant and see where the money goes.
The client and all details are made up.
About this service
Roommates and couples rarely argue about the big rent payment; they argue about the groceries one person always buys, the streaming plan on someone's card and the utilities split that stopped being fair when someone moved in. Send the statements of everyone who pays, and we mark which transactions are shared, split each one by your rule (equal, by income share or by room size) and work out who owes whom. You get one clear number to settle, with every line behind it.
What is included
- What you getAn Excel workbook with every shared transaction, who paid, each person's share and a final settle-up amount, plus a PDF summary you can send to the others. Totals are values without live formulas.
- Shared vs personalEach transaction marked by your rules
- Split ruleEqual, by income or by room
- Transfers countedPayments between you already made
- Who owes whomOne settle-up amount per person
- Lines to confirmUnclear purchases flagged for you
How it works
- 1BriefYou upload statements and the rules
- 2SplittingWe mark shared lines and split them
- 3DeliveryYou get the workbook and summary
What we need from you
Card or bank statements of each person for the period as PDF with selectable text or Excel, the split rule, which kinds of spending count as shared, and any cash payments or transfers already made between you. Hide account numbers before sending.
We will ask you:
- How many people share costs, and how should they be split?
- Which spending counts as shared?
- Which period should we cover?
- Have you already paid each other back for anything?
Compare packages
| Packages | BasicUp to 150 transactions$12 | StandardUp to 500 transactions$25 | PremiumUp to 1,000 transactions$45 |
|---|---|---|---|
| Deadline | 1 day | 2 days | 3 days |
| Revisions | 1 | 2 | 3 |
| Transactions | up to 150 | up to 500 | up to 1,000 |
| People sharing | 2 | up to 4 | up to 5 |
| Statements | up to 2 | up to 4 | up to 5 |
| Order Basic | Order Standard | Order Premium |
Payment protection
You pay when you order, but the money is released only for accepted work.
- Fixed priceThe package price does not change after you pay.
- The money is reservedWhen you pay, the amount is only reserved. It is released to the service once you accept the work.
- Checked before deliveryEvery result goes through a quality check before it reaches you, and you see it on the order page before accepting it.
- Free revisionsAsk for changes within your brief as many times as the package allows.
- Acceptance after 3 daysIf within 3 days of delivery you neither accept the work nor ask for changes, it is accepted automatically. If you write in the order chat after delivery, the order waits; once we answer, we may start the 3 days again and will say so in the chat.
- Redo or a full refundIf the result does not match your brief and the revisions did not fix it, or the work takes more than twice its deadline, write in the order chat: we will redo the work or refund the payment in full.
Questions and answers
Is everyone's statement needed?
Only of those who paid for shared things. If someone paid only in cash, list those payments in the brief.
Will the others see my personal spending?
The PDF summary shows only shared transactions. Personal lines stay out of it.
Can it handle different currencies?
Yes. Give us the exchange rate to use, or we take the rate on each date from a public source and note it.