Payment protectionDetails
- Revisions within the package are free.
- If you do not respond within 3 days of delivery, the work is accepted automatically.
The money is reserved when you pay and released only once you accept the work.
Example result
12-month forecast: a coffee kiosk at a ferry terminal
Key assumptions
| Assumption | Value | Source |
|---|---|---|
| Average check | $6.50 | Owner's menu |
| Ingredients and cup per sale | $1.90 | Supplier price list |
| Card fees | 2.5% of revenue ($0.16) | Payment terminal tariff |
| Fixed costs per month | $9,000 | Rent $1,800, staff $6,400, utilities $350, other $450 |
| Start-up spend | $38,000 | Machine and grinders, fit-out, opening stock |
| Loan repayment | $600 per month | Loan offer |
Unit economics
- Revenue per cup: $6.50
- Variable cost per cup: $2.06
- Contribution per cup: $4.44 (68% margin)
Break-even point
$9,000 ÷ $4.44 = 2,027 cups a month, about 68 cups a day over 30 days. The forecast reaches it in month 3.
Monthly forecast
| Month | Cups sold | Revenue, $ | Profit, $ | Cash at month end, $ |
|---|---|---|---|---|
| 1 | 1,500 | 9,750 | −2,340 | 4,060 |
| 2 | 1,900 | 12,350 | −564 | 2,896 |
| 3 | 2,300 | 14,950 | 1,212 | 3,508 |
| 4 | 2,600 | 16,900 | 2,544 | 5,452 |
| 5 | 2,900 | 18,850 | 3,876 | 8,728 |
| 6 | 3,100 | 20,150 | 4,764 | 12,892 |
| 7 | 3,300 | 21,450 | 5,652 | 17,944 |
| 8 | 3,300 | 21,450 | 5,652 | 22,996 |
| 9 | 3,100 | 20,150 | 4,764 | 27,160 |
| 10 | 2,900 | 18,850 | 3,876 | 30,436 |
| 11 | 2,800 | 18,200 | 3,432 | 33,268 |
| 12 | 3,000 | 19,500 | 4,320 | 36,988 |
Year 1 totals: revenue $212,550, operating profit $37,188, cash at year end $36,988.
What the numbers say
- Months 1–2 are the tight spot. Cash drops to about $2,900 in month 2. Keep at least $3,000 in reserve or delay one hire until month 3.
- Summer carries the year. Months 5–9 bring about two-thirds of annual profit, so plan marketing and staff holidays around them.
- Price matters more than volume. Raising the average check by $0.50 lifts year 1 profit by about $16,900; selling 10% more cups adds about $15,000.
- Payback. At the current pace, the $38,000 start-up spend is covered in roughly 13 months.
All formulas are live in the Excel file: change any yellow cell on the Assumptions sheet and every month updates.
Client: Morning Dock, a coffee kiosk opening in March at a commuter ferry terminal. Owner's investment $25,000 plus a $20,000 equipment loan.
The client and all details are made up.
About this service
A daycare or kids' center lives on enrollment and staff ratios: each extra child brings fees, but every few children require another caregiver by law. We build the forecast from your capacity, age groups, ratios, monthly fees, registration fees and subsidies, against rent, wages, food, supplies and licensing costs. You see how many enrolled children you need to break even and how a slow first term or a summer dip affects cash.
What is included
- What you getTables of enrollment, fees, staff, costs, profit and cash by month, with the break-even number of children and assumptions listed, as text and as an .xlsx file with values. This is a planning estimate, not financial, tax or investment advice.
- Enrollment rampFrom opening to full groups
- Staff by ratioCaregivers added as groups fill
- Break-even childrenThe enrollment that covers costs
- Seasonal dipsSummer and holiday months
- Start-up costsRenovation, furniture, licences
How it works
- 1BriefYou share capacity, fees and costs
- 2CalculationWe tie staffing to enrollment
- 3DeliveryYou get tables, .xlsx and a summary
What we need from you
Capacity and age groups, the staff-to-child ratios you must follow, fees and discounts, expected enrollment by month, rent, wages, food and set-up costs. A price list or budget can be attached as Excel, Word or PDF.
We will ask you:
- Is it full-day care, drop-in or after-school classes?
- How many children per caregiver must you keep?
- What do parents pay?
- Is it a new center or an existing one?
Compare packages
| Packages | BasicBreak-even by enrollment$19 | StandardFirst-year forecast$39 | Premium3 years, 3 scenarios$79 |
|---|---|---|---|
| Deadline | 1 day | 2 days | 4 days |
| Revisions | 1 | 2 | 3 |
| Period | one typical month | 12 months | 3 years |
| Scenarios | 1 | 1 | 3 |
| Cash flow table | No | Yes | Yes |
| Excel file (.xlsx) | Yes | Yes | Yes |
| Order Basic | Order Standard | Order Premium |
Payment protection
You pay when you order, but the money is released only for accepted work.
- Fixed priceThe package price does not change after you pay.
- The money is reservedWhen you pay, the amount is only reserved. It is released to the service once you accept the work.
- Checked before deliveryEvery result goes through a quality check before it reaches you, and you see it on the order page before accepting it.
- Free revisionsAsk for changes within your brief as many times as the package allows.
- Acceptance after 3 daysIf within 3 days of delivery you neither accept the work nor ask for changes, it is accepted automatically. If you write in the order chat after delivery, the order waits; once we answer, we may start the 3 days again and will say so in the chat.
- Redo or a full refundIf the result does not match your brief and the revisions did not fix it, or the work takes more than twice its deadline, write in the order chat: we will redo the work or refund the payment in full.
Questions and answers
Is this financial advice?
No. It is a planning estimate from your numbers. Check licensing rules and taxes with a local accountant before deciding.
Do you know the staff ratios for my country?
Rules differ by country and region and change over time, so we use the ratios you give us. Check them with your licensing office.
Can I use it for a bank or a grant?
It gives you the numbers and assumptions most applications ask for. The application text itself is not included.